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1. Hi, what is your name?
2. What is your address?
3. To whom are you addressing this letter?
4. What is the address of the student loan servicer you are writing to?
5. What is the reason for your hardship? (medical issues/family member's death/other)
6. How has your hardship affected your ability to make your student loan payments? Use emotional and persuasive language to convey the severity of your situation.
7. What specific type of assistance are you requesting? provide specific details (a temporary reduction/suspension of payments/a modification of the loan terms/a loan discharge)
8. What is today's date?
Previous year
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Today
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